7 Winter Weather Preparations to Do Right Now

#1 Buy a 2.00 Protector for Your Outdoor Faucet

The cost if you don't: Up to 15,000.00 and a whole lot of grief

Its amazing what a little frozen water can do damage-wise. An inch of water in your home can cost up to 15,000 to pump out and dry out. And, yet, its so easy to prevent, especially with outdoor faucets, which are the most susceptible to freezing temps.

The simplest thing to do is to remove your garden hose from your outdoor faucet and drain it. Then add a faucet protector to keep cold air from getting into your pipes. They're really cheap (some are under 2; the more expensive ones are still less than 10). Get these now, says Danny Lipford, home improvement expert and host of the Todays Homeowner television and radio shows. When the weatherman says we've got cold coming, they'll sell out in minutes.

While you're at it, make sure any exposed pipes in an unheated basement or garage are insulated, too, or you'll face the same pricey problem.

Wrap pipes with foam plumbing insulation — before the weather drops. Its cheap, too, just like the faucet cover (only 1 for six feet of polyethylene insulation). And its an easy DIY project, as long as you can reach the pipes.

#2 Add Insulation to Prevent Ice Dams

The cost if you don't: 500.00 — if you're lucky; a lot more if you're not

Those icicles make your home look so picturesque, you just gotta take a few pics. But you better make them quick. Those icicles can literally be a dam problem. (Yes, dam — not the curse word that sounds the same. )

Icicles are a clear sign that you've got an ice dam, which is exactly what it sounds like: a buildup of ice on your gutter or roof that prevents melting snow and ice from flowing through your gutters. That's really bad news because these icy blocks can lead to expensive roofing repairs.

Depending on where you live, expect to pay at least 500 for each ice dam to be steamed off. Leave the ice and you risk long-term damage, which could ultimately cost hundreds or even thousands of dollars to your roof, depending on what type of shingles you have and the size of the damaged area.

How to prevent them? Insulation. Ice dams, icicles, and ice buildup on the gutters is a symptom of not enough insulation in the attic, says Chris Johnson, owner of Navarre True Value and several other stores in the Twin Cities area.

And you need to have at least 14 inches of insulation in your attic, no matter where you live, says Lipford. If you live in a colder climate, you'll need more.

If you don't have the cash to insulate, heated gutter cables, which run between 50.00 and 150.00 each, can be a less expensive alternative when temporarily affixed to areas prone to ice damming, Johnson suggests.

#3 Clean Your Gutters

The cost if you don't: You really don't want to be in a position to find out

It can be so tempting to skip gutter cleanups as winter nears. It seems like as soon as you clear your gutters, they clog right back up again. So what's the point?

Well, if it looks like you're living inside a waterfall when it rains, water is missing your gutter system completely. Its being directed to your foundation instead. And a water-damaged foundation is never, ever cheap to fix.

A contractor can plug foundation cracks for 1,500.00 to 3,000.00, says David Verbofsky, director of training for exterior home products manufacturer Ply Gem. But a worse problem, one that requires a foundation excavation or rebuild, can set you back (gulp) 30,000.00 or more.

Suddenly, cleaning your gutters a few times each fall doesn't seem so bad. A pro can do the work for anywhere between 70.00 and 250.00, depending on the size of your gutter system.

#4 Seal Up Leaks

The cost if you don't: Nights where you never feel warm, despite sky-high heating bills

If it were possible to take every crack on the outside of a typical home and drag them together, you'd have the equivalent of a three-by-three window open all the time, says Lipford. Yikes.

Yet cracks can be easily and inexpensively sealed with a simple tube of caulk, and its available in hundreds of colors to match your window panes, outside siding, and even brick. Not sure where to caulk? Look for visible cracks around:

• Window sills
• Baseboards
• Fireplace or dryer vents
• Anywhere something inside pokes a hole to the outside

#5 Program Your Thermostat

The cost if you don't: Money you could spend on something else besides heating

We all know we should, but we seem to have some mental block when it comes to programming our thermostats to align with our schedules. Its not that hard, and sometimes all it takes is buying a new one that suits you. (Like maybe a Wi-Fi one that'll give you a little money-saving thrill each time you swipe your app.)

From a cost-savings perspective, a programmable thermostat is a great investment, Lipford says — as much as 10% off your energy bill, according to the U.S. Department of Energy.

Related: Get tips on choosing and programming a thermostat

#6 Get a Furnace Tune-Up

The cost if you don't: A furnace that'll die years before it should — and higher energy bills

Forget to service your furnace and you could easily cut five years off the life of your system, says Lipford, who added that five years is a full third of the typical units life span. New units can cost around 4,000 installed, making the 125.00 annual maintenance charge a no-brainer.

While you're at it, don't forget to replace the furnace filter, which cleans the air in your home, and also keeps your furnace coils cleaner, which can shave up to 15% off your energy bill. Johnson suggests at least every three months, but possibly as often as monthly if you have allergies, pets, or smoke cigarettes at home.

#7 Get a Fireplace Inspection

The cost if you don't: Possibly your life — and your home

A cozy fire is great, but if you dont maintain your chimney, a fire can cost you thousands of dollars, says Johnson, not to mention the risk to you and your family.

Schedule your maintenance appointment as early as you can. If you wait until the busy season, you'll have a hard time getting them out there, you'll pay more, and you'll get a lower quality job, says Lipford.

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