Why the importance to get pre-approved before starting your home search?
We live in a competitive Real Estate Market that buyers need to stand out. Get pre-approved for a mortgage before starting your home search is one of the best ways to show you are a serious buyer.
Shopping for a home may be excited, but serious homebuyers need to start the process in the lender's office, not at an open house. As a potential buyer you benefit in several ways by consulting with a lender and obtaining a pre-approval letter. It can save you a lot of heartache later.
First, you have an opportunity to discuss loan options and budgeting with the lender.
Second, the lender will check your credit and alert you if see any problem.
Third, you will learn the maximum amount you can borrow, which will give you an idea of your buying power.
Understanding your budget will give you the confidence of knowing that your dream home is within your reach. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.
Most home sellers expect buyers to have a pre-approval letter and will be more willing to negotiate with you if you have proof that you can obtain financing.
Many potential homebuyers overestimate the down payment and credit scores necessary to qualify for a mortgage today. If you are ready and willing to buy, you may be surprised at your ability to do so. Call me today to refer you to a prefer lender or answer your questions about Pre-approval. I will be more than happy to help with your home search.
" My greatest PASSION is helping others to build wealth "
Erika enjoy cooking, learning and tasting new recipes from kitchens all over the world, she loves travel with her family and experience different cultures. She is notably involved in the community by doing volunteering work at Church, at her children's school, in her neighborhood and in her community.
Always with the desire to offer the best customer experience to her clients. She keeps developing her skills and adding designations to her real estate education. These is proved of her willingness to work hard for her client's behalf. She have earning the most desire designations on Real Estate Industry: Certified Negotiator Expert (CNE), Certified Marketing Specialist (CHMS) and Accredited Luxury Home Specialist (ALHS). At present, She is working on obtaining the Certified Strategic Marketing Specialist (CSMS) designation. She is graduated from the prestige KW BOLD Program. As a plus, she have multicultural experience and she is fluent in Spanish.
Erika Cabello is a Real Estate Agent License in the State of Texas. Active Member of the National Association of Realtors, Texas Association of Realtors and Houston Association of Realtors.
Erika brings the highest customer experience of the West Houston in Real Estate because she cares about her clients' experience.
Erika Cabello
REALTOR®, CNE, CHMS, ALHS
Angelina Keck Properties
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