The roofing industry, much like real estate, is in a constant state of change. With insurance companies also evolving, it's no surprise that their collaboration with roofers is always shifting.
Recently, I had a chat with Chris Doyle, a project manager at Blue Truss, and he shared some eye-opening experiences. Hearing about the scenarios he's dealt with made me realize just how much things have evolved in our industry. Staying updated on these changes that directly impact my clients and the industry as a whole is crucial, and this conversation with Chris was a valuable learning experience for me.
One significant trend I've noticed is insurance companies becoming more conservative with payouts for roof-related claims. While not universal across all insurers, this shift is gaining traction. Buyers are now facing more scrutiny regarding a roof's condition, age, and past damage.
A recent case with my own buyers highlighted the importance of thorough roof inspections. After concerns were raised in the inspection report, we brought in Chris for a professional assessment. He found that the roof needed replacement due to unclaimed hail damage on a 20-year-old roof. This discovery was crucial, as purchasing the home as is could have left the buyers with an uninsurable property.
For buyers, this underscores the need for comprehensive roof assessments before purchasing. Investing in a professional opinion from a roofer can provide peace of mind and help avoid future, costly issues.
Sellers should also consider pre-listing roof checks to avoid surprises during the sales process. Planning ahead by having the roof inspected 6 months to a year before listing can prevent unexpected costs or deal-breakers.
If you have any questions or want to discuss further, feel free to reach out. Let's stay informed and make smart decisions together!
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